Message From the CEO

September 30, 2023

Bank of Kirksville has focused efforts on our commitment to the people and communities of Northeast Missouri since 1914! As a community bank, by definition, our deposits come from the people and businesses in the communities we serve and we make our loans in those same communities. Bank of Kirksville was founded on these principles and remains true to that mission.

With more than 100 years of banking experience, we have demonstrated and developed strong ties to those we serve, and built our foundation through delivery of high quality products, high quality service, and a variety of loan options and products which meet the needs of our customers and communities.

Entering the 4th Quarter of 2023, challenges continue to impact the US economy.
The possibility of a recession remains a top concern and efforts to slow inflation are negatively affecting the budgets of our customers. As a community bank, we remain committed to doing what we can to bring relief to those we serve.

Bank of Kirksville, a community bank driven by a “Commitment to Excellence” since 1914.

Best regards, stay safe, stay well!

Norman C. Belitz

Chief Executive Officer